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- Sale of Dodgers Would Yield Little For McCourt September 4, 2010Frank McCourt might get $50 million net from sale of Dodgers. […]
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- Dot-com Bubble Billionaire Starts To See A Comeback, A Decade Later September 4, 2010Ten years after the dot-com crash, Daniel E. Smith starts to see his fortunes rise again. […]
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- In China, Who's Afraid Of Warren Buffett and Bill Gates? September 4, 2010A?number of?Chinese billionaires have been slow?to accept?an invitation to attend a dinner?with Warr […]
- CompUSA Betting On In-Store Technology To Be "America's Next Big Electronics Retailer" September 4, 2010The electronics retailer believes it can rebuild its brand and attract customers by bringing the Web […]
- Banking Crisis Will Burden Future Generations September 4, 2010Ireland's debt is accumulating. […]
- New Apple iTunes Icon Gets No Love In Blogosphere September 4, 2010People love iTunes. They don't all love the new logo, however. […]
- Apple Says Ping Has More Than One Million Users September 4, 2010That was fast: Apple's music-discovery service leaps to 1 million users in less than 48 hours. […]
- ABI Research: $1.8B To Be Spent On Location-Based Advertising In 2015 | Mobile Marketing Watch September 3, 2010ABI Research: $1.8B To Be Spent On Location-Based Advertising In 2015 | Mobile Marketing Watch. […]
- Building a Cloud Businesses Will Actually Want to Use September 4, 2010We've assembled a panel to examine the business impact of cloud computing, to explore practical implementations of cloud models, and to move beyond the hype and into gaining business paybacks from successful cloud adoption. Coming to you from The Open Group Conference in Boston, the panel tackles such issues as what stands in the way of cloud use, safe […]Dana Gardner
- HP's Wallet-Busting Win September 3, 2010The insane tug-of-war between Dell and HP for enterprise storage company 3Par has finally drawn to a close. We have a winner, if you want to call it that -- the final sale price is more than double the figure Dell initially put forward when it announced its intentions to buy 3Par a couple weeks ago, so who knows how much of that is real value and how much is […]Paul Hartsock
- Making Change Happen Every Day: Q&A With GSA's David McClure September 3, 2010The U.S. government spends $80 billion annually on information technology. The U.S. General Services Administration is directly involved in nearly 25 percent of federal IT procurement activities through its Schedule 70 acquisition program, including nearly $9 billion directly for information technology investments. GSA has emerged as a leader in guiding fede […]John K. Higgins
- Marketers, Let's Get Personal September 3, 2010On Aug. 13, IBM and Unica Corporation announced they had entered into a definitive agreement for IBM to acquire Unica, a leading provider of marketing software solutions that focuses on streamlining marketing program development, execution and management to achieve improved marketing effectiveness. […]Chris Houpis and Omer Minkara
- 3Par Sale Frenzy Ends With HP the Presumed Winner September 2, 2010HP has won the bidding war it waged with Dell for data-storage company 3Par, whose shares were trading at $9.65 when Dell first tried to acquire it in mid-August. Dell decided not to match HP's $2.4 billion ($33 per share) offer, which topped Dell's bid of $32 per share. Dell first tried to acquire 3Par with an $18 per share offer on August 16, whi […]Erika Morphy
- Do E-Readers Spell the End of Print Media? September 2, 2010Recently, library chief Helen Josephine of Stanford University's Engineering Library said that the students' search through volumes of books to get to a formula that they want is basically at an end because "with books being digitized and available through full text search capabilities, they can find that formula quite easily." […]Theodore F. di Stefano
- In iTunes, All App Reviews Are Not Created Equal September 2, 2010I like walled gardens. They are safe and, for the most part, keep out the predators. However, when one sneaks over the wall, the results can be ugly, to say the least. With the iTunes App Store, one of the key supposed advantages for end-users is that it is a walled garden, and Apple is providing a safe, secure environment you can trust in. […]Rob Walch
- How to Build a Better Business Blog September 2, 2010About the easiest way for companies to dip their toes into the social media waters is the blog. There are few technical burdens to setting them up, the time needed to create posts can flex with the workloads of the assigned writers, and they can become a conduit for customer conversations through the comments section. So every business is leaping eagerly int […]Christopher J. Bucholtz
- Intel, Infineon and the Winds of Change September 2, 2010Intel has focused solely on the computer business for so long, we forget it can pursue other avenues of growth as well. Tomorrow, all our devices will be connected and talk to each other and share information. In that new world, Intel has been looking around for another business to acquire to help expand its reach, and it chose Infineon. […]Jeff Kagan
- Sony's New Touchscreen Readers Unlikely to Shake Up Market September 1, 2010Sony has updated its e-reader family of devices: the Reader Pocket, Reader Touch and Reader Daily. The new Readers offer touchscreen functionality based on infrared sensors that read taps made by a finger or a stylus. They are smaller and lighter, and have redesigned user interfaces. […]Erika Morphy
- Perspective: STAR Network’s Innovative eCommerce Payment Approach Combines Security and Consumer Confidence August 30, 2010The STAR® Online Partner service uniquely leverages the strengths of its key players to meet consumers’ need to pay for their online purchases safely. Consumers have become increasingly comfortable in recent years with PayPal’s ease of use and ability to safeguard their information. Enabling cardholders to link their PayPal® accounts to their STAR debit card […]
- Reducing PCI Scope with Tokenization Webinar Replay August 30, 2010In this webinar you will learn how you can shrink your PCI Card Data Environment (CDE) and reduce your PCI compliance effort. […]
- Best-of-breed Payment Services Solutions August 30, 2010First Data’s new white paper discusses why best-of-breed payment systems and services may be less costly in the long-run than discount bundled solutions. […]
- eCommerce Growth White Paper August 23, 2010As the eCommerce channel continues to grow across geographies and vertical markets, it will soon represent more than 10 percent of total retail sales. […]
- Implementing Tokenization White Paper August 19, 2010A surprisingly simple service-based approach makes implementing end-to-end encryption and tokenization in your payment environment simpler than you might think. […]
- Understanding the Wall Street Reform & Consumer Protection Act August 16, 2010Understanding the Wall Street Reform & Consumer Protection Act […]
- Perspective: Defining Tokenization August 9, 2010Bruce Dragt outlines a glossary of terms that differentiate encryption from tokenization and data substitution. […]
- First Data helps JM Associates FCU keep growing July 29, 2010Associates Federal Credit Union (JMAFCU) holds $80 million in assets and operates only a handful of branches, it serves a membership that’s spread out across the country. Find out how First Data supports JMAFCU’s growth with innovative solutions and superior customer service. […]
- Perspective: Visa’s Tokenization Best Practices Version 1.0 July 28, 2010A look into the recently released Tokenization Best Practices from Visa. […]
- Perspective: Secondary Gift Card Markets July 27, 2010There are many examples of secondary markets that have developed for consumers to buy and sell pre-owned products. The Internet has helped facilitate growth in this business model and today it’s easy to find sites that specialize in the resale of products such as coins, furniture, and automobiles. Is there an opportunity for gift cards to be sold the same wa […]
- Making Millions on Crowdsourced Homework September 3, 2010How skipping high school helped Student of Fortune founder Sean McCleese find success in the tutoring business […]
- Turn Any Laptop Into a Multimedia Masterpiece September 2, 2010Plextor's PX-B120U external, USB-powered Blu-ray drive adds data backup and high-def video capabilities to even the most basic portable PC. […]
- Your Business's All-inclusive Tech Solution September 2, 2010Sutus and other similar devices combine phone, file, e-mail and web servers into 1 magic box. […]
- Secrets of Crafting a Top-Notch Online Video September 2, 2010Heed these tips and you'll boost SEO and connect with more customers. […]
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- Getting an Accurate Picture of Your Business September 1, 20106 tips for making sure your business reports deliver succinct, measurable insights […]
- Luxury on Loan September 1, 2010High-fashion rental entrepreneurs are giving couture-hungry consumers a small--and affordable--taste of the good life. […]
- Helping Employees Beat the End-of-Summer Blues August 31, 201010 ways to deal with mid-year burnout and revitalize your team […]
- Selling the Great Outdoors--Online August 28, 2010John Laramie and his cohorts at ADstruc are taking the multibillion-dollar industry of outdoor advertising where, inexplicably, it's never gone before: to the Web. […]
- When the World Is Your Office August 27, 2010These globetrotting entrepreneurs are turning their passion for travel into successful businesses. […]
- The Crazy, Worth-It Wait for Hot Doug's September 3, 2010From Ed Levine: "One of the curses and blessings of naming a place after yourself is that I believe you have to be there," says Doug Sohn, 48, owner of Hot Doug's, the wildly popular Chicago "Sausage Superstore and Encased Meat Emporium." And Doug is there. Every day. He's the embodiment of what I call the "owner-operated […]
- 4 Tips For an Easy-to-Build Budget and Strategic Plan September 3, 2010From Julie Rains: The budgeting process is on the horizon. You might be tempted to add (or subtract, depending on your outlook) 5 to 10 percent to prior year's numbers, call it a budgeting day and focus your leadership strengths on running the business. A deeper but relatively quick evaluation of your business could be useful, not only to budgeting but […]
- 5 Signs of 'Loosey-Goosey' Management September 3, 2010From Laurel Delaney: A groom used to spend whole days currycombing and rubbing down his Horse, but at the same time stole his oats and sold them for his own profit. "Alas!' said the Horse, "if you really wish me to be in good condition, you should groom me less, and feed me more." — Aesop's Fables In my role of running a company […]
- Are You Stuck in The Mobile Divide? September 3, 2010From Chris Brogan: I'm up in Newfoundland visiting relatives. Sure, there are smart phones here in the easternmost province of Canada. But because I don't want to pay huge data roaming fees, I opted to buy a prepaid mobile phone with basic services (phone and text). The results? Eye-popping. On this prepaid phone, I can call people and text people […]
- How to Be a Good Boss September 3, 2010From Matthew E. May: If you’re a boss, what do your employees really think of you? If they had a choice, would they continue to work for you? What are the hallmarks of a good boss? And as a good boss, what do you need to accomplish every day? These are just some of the major questions Stanford professor Robert I. Sutton seeks to address in his new book, Good […]
- Entering Established Markets: A Fight You Can Win September 2, 2010From Richard Branson: For every entrepreneur who has the courage to take on a Goliath with the equivalent of a slingshot and a couple of stones, there are a hundred others who'll say, "You must be kidding! There's no way I can ever compete with that monster!" For much of my business career, I've played the role of David, and loved […]
- How One Business Adds Employees – Without Adding Expense September 2, 2010From Marcy Shinder: According to OPEN’s March 2010 Small Business Monitor, 21 percent of small businesses were either “riding high” and growing or “smooth sailing,” meaning they were mainly unaffected by the recession. Even given their success, I doubt many would say what Bob Kearn of COIT Services told me: “Last year was the best year in our company’s hist […]
- How to Prepare for International Expansion September 2, 2010From Anne Field, Business Insider: Thanks to President Obama’s recently announced National Export Initiative, now may be a good time to expand your business globally. The program aims to increase financing and other support to small businesses and, ultimately, double the amount of exports over the next five years. Whether or not that goal can be attained, […]
- 7 Ways to Measure Your Social Media ROI September 2, 2010From Steve Strauss: People love social media for different reasons. For some, it’s all about the networking. For others, it's the branding. Whatever the case, the downside to social media is that it is sometimes difficult to know if your time with it is well spent. So, as with the rest of your business, it is important that you periodically review the […]
- Is Zero Percent Financing a Free Lunch? September 2, 2010From Kate Lister, Wise Bread: They're not zero-calorie drinks, they're minus-calorie drinks. Because your body has to warm the liquid up to body temperature, you actually burn calories with every swig. So, zero calorie soft drinks are actually a better deal than advertised. Zero percent financing, on the other hand, may not be. Many such deals ar […]
- BlackRock Announces Investment Policy Changes for Certain Insured Municipal Closed-End Funds September 3, 2010BlackRock Advisors, LLC today announced that the Board of Directors/Trustees of each of 20 of its insured closed-end funds (the “Funds”) have approved changes to certain investment policies of the Funds. Historically, under normal market conditions, each Fund has been required to invest at least 80% of its assets in municipal bonds either (i) insured under a […]
- Indiana Business Bancorp Reports Second Quarter Results of Operations September 3, 2010Indiana Business Bancorp (OTCBB:IBBI), the holding company for Indiana Business Bank, announced results for the three months ended June 30, 2010. The Company recorded a net loss of ($484,678), or ($.32) per share, for the quarter. This compares to a profit of $37,907, or $.03 per share for the quarter ending June 30, 2009. The loss was primarily due to a pro […]
- Bank of America to Report Third-Quarter Financial Results on October 19 September 3, 2010Bank of America Corporation today announced it will present its third-quarter 2010 financial results on Tuesday, October 19. The results are scheduled to be released at 7:00 a.m. ET, followed by an investor presentation at 8:30 a.m. ET. The live webcast, accompanying presentation and other earnings-related information will be available through the Bank of Am […]
- Wachovia Preferred Funding Corp. Declares Dividend on Series A Preferred Securities September 3, 2010Wachovia Preferred Funding Corp. (NYSE:WNAPr) announced today that its board of directors has declared a regular quarterly dividend on its Series A 7.25% preferred securities. The dividend is equal to $0.453125 per Series A security. The dividend is payable on September 30, 2010, to holders of record as of the close of business on September 15, 2010. Wachovi […]
- CFSI Comments on U.S. Treasury Department's Launch of Tax Time Debit Card Program September 3, 2010The U.S. Treasury Department’s announcement of a 2011 pilot program to test the delivery of tax refunds via debit card accounts represents a critical milestone by the Obama Administration to ensure millions of underbanked consumers have access to well-designed transaction products. The pilot program, which was deeply informed by the Center for Financial Serv […]
- Research and Markets: Payment Card Issuer Strategies 2010: The Rise of The Cautious Consumer September 3, 2010Research and Markets (http://www.researchandmarkets.com/research/614cf5/payment_card_issue) has announced the addition of Javelin Strategy & Research's new report "Payment Card Issuer Strategies 2010: The Rise of The Cautious Consumer" to their offering. Due to the recent passage of widespread financial reform that directly targets payment […]
- Research and Markets: Bank of America Corporation: Corporate Analysis September 3, 2010Research and Markets (http://www.researchandmarkets.com/research/23d667/bank_of_america_co) has announced the addition of the "Bank of America Corporation: Corporate Analysis" company profile to their offering. This company profile is a premium company information product offering an unmatched depth and breadth of content. It analyzes the strategic […]
- Research and Markets: HSBC Holdings plc: Corporate Analysis September 3, 2010Research and Markets (http://www.researchandmarkets.com/research/dcb834/hsbc_holdings_plc) has announced the addition of the "HSBC Holdings plc: Corporate Analysis" company profile to their offering. This company profile is a premium company information product offering an unmatched depth and breadth of content. It analyzes the strategic positionin […]
- Wells Fargo Names Tim Sloan Chief Administrative Officer September 3, 2010Wells Fargo & Company (NYSE:WFC) announced today that Tim Sloan has been named the company’s chief administrative officer, a new position that reports directly to Chairman, President and Chief Executive Officer John G. Stumpf. Effective immediately, the functions of Corporate Communications, Corporate Social Responsibility, Enterprise Marketing, Governme […]
- Taiwantrade Cooperates with UPS September 3, 2010Taiwan’s largest trade-promotion organization, the Taiwan External Trade Development Council (TAITRA), and UPS-Taiwan Branch announced their monumental cooperation on August 31, 2010. Starting from September, UPS will provide several privileged delivery services to domestic members of TAITRA-operated business-to-business e-commerce website, Taiwantrade. The […]
Posts Tagged ‘merchant account’
Preventing Credit Card Chargebacks
They say the customer is always right, and that’s a good philosophy for running a successful business, but when you find that too many customers are reversing the charges on their credit card (chargebacks), you have to do your part to reduce them. Luckily, there are many things you can do. For each chargeback, you pay a fee, plus if you get too many, your processing account could be closed. There are several reasons transactions can be disputed and returned but most chargebacks occur as a result of fraud. If you can reduce fraudulent transactions, you’ll have fewer chargebacks.
When the card is presented to you, check the expiration date and signature panel. If there’s no signature, check the customer’s ID and ask the customer to sign the card. If the customer refuses, don’t accept the card. Always get an authorization of every transaction by swiping the card through your terminal. If the card won’t swipe, follow manual key procedures and get a card imprint. Be sure to match the name on the account number of the card to the information on the receipt and match the printed four-digit number to the embossed number on the card. And of course, always get a signature. Finally, look for the hologram. It will be on the front or back of the card and should reflect light and appear to move.
When the card is not present, always obtain an authorization. Ask the customer for the expiration date and include it in your authorization request along with the three-digit security code. According to Visa®, verifying the card code can reduce chargebacks significantly. It’s also a good idea to use the Address Verification System (AVS) that is a nationwide system that verifies the identity of the person claiming to own the card. It makes sure the address entered on the order form matches the cardholder’s billing address. By the way, not using the AVS will result in higher processing fees. Scrutinize orders from foreign countries extra carefully as AVS is not global.
If an order doesn’t seem quite right, call or e-mail the customer to verify that he or she placed it. If your business delivers products, use a carrier that requires a signature upon delivery. Be cautious when accepting orders from customers who use free e-mail addresses like Yahoo or Hotmail. Tracking them is almost impossible.
Finally, make sure you respond quickly to every customer service request. If customers think they are being ignored, they will call their credit card company, which will result in a chargeback.
For more information on chargeback prevention, please call us at : (800) 616-1899.
Accept Any Credit Card
The Benefits of Gift Cards
Have you ever wondered why so many merchants issue and accept gift cards? It’s not hard to do when you consider the following. Gift cards earn additional revenue from the “uplift” (increased spending) upon card redemption. Merchants report that 69% of gift card recipients spend more on purchases than the value on the card.* Gift cards also increase foot traffic and increase spending per visit and frequency of visitations by people who reload their cards.* It is also reported that using gift cards means a higher likelihood that the customer will buy non-sale items.** By adding your name, logo and artwork on the card, you improve your brand exposure. You also reduce cash returns, gain interest from outstanding balances, lower administrative costs and enjoy improved security compared to paper gift certificates.
Gift cards have the benefit of real-time transaction processing, which ensures that card account balances are accurate. New cards contain no funds until activated and redemptions occur quickly and easily. Convenient reporting is available online, on your merchant processing statement, or through your terminal’s receipt paper, making it easy to have information available when you need it.
First DataSM Gift Card solutions are available in bundled packages that include gift cards and merchandising material and instructions on how to create your own customized gift card design – or you can select from a
wide variety of standard designs. A welcome kit includes a merchant guide with helpful, proven marketing tips to help you establish an effective gift card program and trained service specialists provide you with live support 24/7.
Merchants of every type are always looking for an affordable gift card program that is easy to implement and manage. Our gift card solutions allow you to cash in on the ever-broadening popularity of the cards without complexity or significant costs. With simple order forms, an intuitive point-of-sale (POS) application, and the bundled packages we offer, you can quickly and easily establish and manage your store-branded gift card program. Don’t wait another day.
For more information on gift card solutions and how they can increase your profits, please call your First Data Independent Sales (FDIS) representative at (800) 616-1899.
Accept Any Credit Card
* Source: 2008 U.S. Gift Card Consumer Insights Survey. First Data.
** Source: 2007 U.S. Gift Card Consumer Insights Survey. First Data.
Get Working Capital with the Merchant Cash Advance Referral Program
Could you use an additional $150,000 for your business? In today’s economy, access to working capital can be tough. You want capital quickly, without any hassle, and now you can have access to a sizeable cash advance! When you accept credit cards with First Data Independent Sales (FDIS), you can easily get access to funds to expand, remodel, buy new equipment, increase advertising and more. FDIS, through a referral relationship, is pleased to introduce you to a premier provider’s working capital program that provides alternative funding for small to mid-sized
businesses. This referral relationship allows merchants to benefit from the FDIS operational expertise in providing payment processing solutions, as well as from the alternative funding provider’s leading-edge funding capabilities.
The program works by accessing capital through tapping into your future credit card sales. Your business enters into an agreement with the alternative funding provider to sell a portion of your future credit cards sales at a discount to this provider and receive a lump sum cash payment. A specified percentage of your credit card sales are remitted to the alternative funding provider each day. Statements can be reviewed online at any time.
It’s easy for credit-worthy businesses to access capital without the time, documentation and availability issues that are associated with a loan. There are no complicated applications, no application fees and no checks to write, plus benefits include high approval rates, minimal documentation requirements, fast funding in as little as 5 to 10 business days, and unlike a loan, there is no fixed payment schedule.
The Merchant Cash Advance referral program process is simple and involves no obligation or fee. You simply present your last four credit card processing statements showing a minimum of $5,000 per month to your sales representative who will then assist you with the referral process.
FDIS uses First Data’s processing engine. First Data powers the global economy by making it easy, fast and secure for people and businesses around the world to buy goods and services using virtually any form of payment. Serving millions of merchant locations and thousands of card issuers, we have the expertise and insight to help you accelerate your business. Put our experience to work for you.
For more information call your FDIS sales representative at (800) 616-1899.
Accept Any Credit Card
It’s Easy to Accept Checks… with TeleCheck
When a customer brings out a checkbook, you should feel confident in accepting their payment. In the past, check authorization was more of a guessing game than a science and merchants had to choose between the loss of a returned check, or the loss of a sale. You shouldn’t have to turn away business just because the customer wants to write a check. But at the same time, you need to minimize your risks. What are the chances that the check is fraudulent or that the check will be returned due to inadequate funds in the account? How do you educate employees to make that determination?
For over 40 years, TeleCheck has delivered check acceptance solutions that help merchants accelerate cash flow, lower operating expenses and increase sales. No matter what kind of business you operate, TeleCheck can help you expand your customers’ payment options.
TeleCheck Electronic Check Acceptance Warranty service combines authorization, settlement and collections. The service converts a paper check into an electronic transaction at the point-of-sale (POS). The Automated Clearing House network is used to process the transaction and fund your account generally within two business days. Plus, if a check is returned, TeleCheck manages the entire collections process giving you more time to focus on your customers.
TeleCheck Electronic Check Acceptance Verification service is the industry’s most sophisticated check verification system. It allows you to accept checks while reducing bank fees and processing costs. You get your funds sooner using TeleCheck Verification service. After the check is scanned, it’s returned to the consumer, helping to protect your customer’s personal information. The TeleCheck Verification service screens checks against information from hundreds of thousands of businesses and financial institutions, minimizing your risks.
Your business benefits because you can accept more checks with minimal risk, make fewer trips to the bank, reduce bank fees and processing costs, improve cash flow, streamline back office operations and reduce the risk of lost, stolen or damaged checks.
For more information on TeleCheck services, call your First Data Independent Sales (FDIS) sales representative 800.616.1899
Accept Any Credit Card
Take Advantage of e-Commerce Solutions
As you know, e-Commerce can be a major source of revenue for businesses. Setting it up can be challenging but when you use First Data Independent Sales (FDIS) as your credit card processor, you know that your e-Commerce transactions will be secure, reliable and scalable.
FDIS offers a fully integrated suite of e-Commerce solutions, enabling merchants of any size to simply and confidently take full benefit of the new revenue streams provided by e-Commerce, while carefully controlling costs, complexity and compliance issues.First DataSM Global Gateway solutions help merchants offer secure Internet payments to their customers easily and cost-effectively. With just an Internet connection you can turn a PC into a point-of-sale (POS) device and process transactions from nearly any location. Simply log in to the First DataSM Global Gateway Virtual Terminal for quick processing with maximum security. It is an Internet-based system and requires no software to install. Once you log in, you are ready to accept payments and training is minimal.
Whether entering sales transactions through a single PC or a large call center, traditional POS software applications have created many challenges as well as benefits. Most of the traditional solutions are cumbersome and costly, requiring software installation, continual upgrades and individual licenses for each PC running the program. In addition, storing cardholder data represents a serious liability. With the Global Gateway all data is stored with us and not on the individual PC.
The Global Gateway features full transaction processing and supports all major card types. It provides additional fraud protections, real-time reports, online support, customizable receipts and more.
Another FDIS feature is Secure Transport, which is the fastest, most reliable and secure method of sending payment messages over the Internet. Every transaction is encrypted, authenticated and managed across the Secure Transport network, which is layered on top of the public Internet.
Make sure your e-Commerce is as profitable and hassle-free as possible by choosing the right processor to work with.
For more information on e-Commerce solutions, call your FDIS sales representative at (800) 616.1899.
Accept Any Credit Card
Start accepting credit cards for your business.
Accept Credit Cards
Today Business owners can expand their revenue-generating opportunities by setting up a FDIS merchant account to accept credit cards, PIN-secured and signature debit cards, checks and gift cards from customers. Merchants can be assured that:
We work with our customers and use our technology, experience and resources to deliver tailored payment solutions to fit your business today We give you the ability to accept transactions in a safer, more reliable and more profitable environment
Accepting Credit Cards Is an Easy Process
Step 1: Decide on a strategy—Whether choosing to accept only credit cards or virtually every noncash transaction, including PIN-secured and signature debit cards, gift cards, TeleCheck® Electronic Check Acceptance® (ECA®) Verification Service or electronic check processing, FDIS can help businesses capture new revenue through increased payment options.
Step 2: Create a merchant account—Creating a FDIS merchant account is quick and easy. Complete a merchant application and, barring any discrepancies, most accounts are approved within 48 hours.
Step 3: Choose the best product—FDIS products are designed to suit all payment processing needs, with products ranging from hardwired transaction terminals, PIN pads and printers to wireless, handheld terminals.
About Us
First Data Independent Sales (FDIS) offers unparalleled, cutting-edge products and services to enable you to accept nearly any kind of payment option. FDIS uses First Data’s processing engine. First Data makes buying and selling easier. Many of you do business with First Data every day, although you may not realize it. Whether you’re writing a check at the gas station, using your ATM/debit card to pay for groceries, buying a book online, getting cash out of an ATM, paying for dinner with your credit card or using a gift card to purchase something special, chances are your transaction is moved quickly and securely by First Data.