Posts Tagged ‘www.acceptcreditcards21.com’
Debit Cards – Top of Wallet
Offer your customers a choice with PIN and signature debit options at the point of sale. The more payment options you offer, the more customers you attract.
Linked directly to customer checking accounts, debit cards are one of the fastest growing payment methods today. First Data Independent Sales (FDIS) offers debit processing with signature- or PIN-secured debit cards so customers can access cash, buy goods and pay bills.
You’ll be able to provide customers with a quick and secure way to pay and have the ability to offer cash back with a purchase. For the customer, this means time savings with fewer trips to the ATM. We have a wide range of debit acceptance POS equipment options for you to choose from. Did you know that PIN debit is less expensive to process than credit cards, so you can save money while offering your customers the payment options they want.
Roughly three-fourths of the U.S. population has a debit card. In contrast to credit cards, most consumers typically have just one debit card, placing it by default at ‘top of wallet’ for debit. Slightly more than one-third of debit cardholders keep larger balances in their accounts than they would otherwise due to the active use of their debit cards. Debit cards often result in higher purchase amounts, so you can increase profit by offering debit card acceptance.
The number of consumers using a PIN debit had its highest growth in 2007, up 12.5% from 2006 and is now almost equal in size to people using cash.*
This growth is likely due to consumers becoming more familiar with the benefits of debit such as:
• ATM and debit cards are easy to access
• Speedier checkouts
• Convenience
• Rewards
• Flexibility
• Control over money
• Protection offered by these cards relative to other payment methods, such as checks
* 2008 Study of Consumer Payment Preferences, conducted by Hitachi Consulting – 3,308 U.S. consumers completed an online survey in June 2008 which was administered by the Harris Poll Online.
For more information on accepting debit cards and how they can increase your profits, please call us at (800) 616-1899.
Get Working Capital with the Merchant Cash Advance Referral Program
Could you use an additional $150,000 for your business? In today’s economy, access to working capital can be tough. You want capital quickly, without any hassle, and now you can have access to a sizeable cash advance! When you accept credit cards with First Data Independent Sales (FDIS), you can easily get access to funds to expand, remodel, buy new equipment, increase advertising and more. FDIS, through a referral relationship, is pleased to introduce you to a premier provider’s working capital program that provides alternative funding for small to mid-sized
businesses. This referral relationship allows merchants to benefit from the FDIS operational expertise in providing payment processing solutions, as well as from the alternative funding provider’s leading-edge funding capabilities.
The program works by accessing capital through tapping into your future credit card sales. Your business enters into an agreement with the alternative funding provider to sell a portion of your future credit cards sales at a discount to this provider and receive a lump sum cash payment. A specified percentage of your credit card sales are remitted to the alternative funding provider each day. Statements can be reviewed online at any time.
It’s easy for credit-worthy businesses to access capital without the time, documentation and availability issues that are associated with a loan. There are no complicated applications, no application fees and no checks to write, plus benefits include high approval rates, minimal documentation requirements, fast funding in as little as 5 to 10 business days, and unlike a loan, there is no fixed payment schedule.
The Merchant Cash Advance referral program process is simple and involves no obligation or fee. You simply present your last four credit card processing statements showing a minimum of $5,000 per month to your sales representative who will then assist you with the referral process.
FDIS uses First Data’s processing engine. First Data powers the global economy by making it easy, fast and secure for people and businesses around the world to buy goods and services using virtually any form of payment. Serving millions of merchant locations and thousands of card issuers, we have the expertise and insight to help you accelerate your business. Put our experience to work for you.
For more information call your FDIS sales representative at (800) 616-1899.

